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Environmental Insurance

Our expansive global network of environmental experts and in-house claims professionals focus on each client’s individual needs and risk factors to help mitigate the effects of a pollution incident.

Access PIER (Pollution Incident and Environmental Response)

Why choose AIG for Environmental Insurance?

For nearly  four decades, AIG has delivered environmental insurance solutions to businesses, large and small. We have proven understanding of clients’ environmental-specific risk management needs, supported by creative underwriting teams with 35+ years’ experience in 14 U.S. offices. Our risk management program evaluations are performed by in-house engineers, each with an average of 15+ years’ experience in insurance and environmental consulting.

Companies today need flexible solutions and hands-on help in the event of a pollution incident, and the 24/7 emergency response and crisis management services offered can help make cleanup and remediation more efficient.

With AIG, you have exclusive access to market-leading tools and programs to help you manage risk, mitigate environmental losses, conduct loss control, and optimize emergency responses.

  • 35+ years' experience in our creative underwriting team
  • 24/7 emergency response and crisis management
  • ~190 countries and jurisdictions—one of the largest global networks
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The AIG Advantage

With 60+ in-house claims specialists, our environmental claims operation is the largest in the industry. Our expansive global network of experts includes dedicated loss control specialists and in-house claims professionals focused on each client’s unique risk factors.

Creativity and Flexibility

Multinational projects and multi-year Contractors Pollution Liability are examples of how we help clients meet contractual requirements through program flexibility. Our experience in environmental coverage enables creative designs like in our TCP2 and EAGLE programs.

Claims Expertise

The depth and breadth of our operation means we can devote expertise to environmental claims of all types. In-house, industry-focused claims professionals provide expert guidance and prompt resolution to every claim.

Small Business Servicing

AIG’s dedicated Small Business Environmental Unit provides rapid and efficient account expertise and servicing, with responses within 48 hours in most cases, for contractor clients with annual revenue under $20 million.  

Global Capabilities

We help clients to meet local compliance requirements including limits and requisite certificates of insurance. We have one of the largest global networks in the industry, spanning approximately 190 countries and jurisdictions through AIG operations and network partners. 

Advantages in Action

Challenge

A plastic component manufacturer and distributor learned its general casualty program specifically excluded pollution losses, an area in which the company had exposures.

Solution

AIG drew on its environmental expertise to present the client with a detailed analysis of its exposures and a tailored Environmental and General Liability Exposures (EAGLE) Program® to fit its unique needs.

AIG Benefit

The client has peace of mind knowing they have the appropriate coverages for their unique needs, supported by insights that reduce risk.

AIG Environmental Coverage Solutions

Additional Benefits

AIG environmental policyholders have exclusive access to market-leading tools and programs to help manage risk, mitigate environmental losses, conduct loss control, and optimize emergency responses.

Pollution Incident and Environmental Response® (PIER)

Get access to a nationwide network of pre-screened emergency response contractors, environmental specialists, or crisis management firms who respond in a timely manner to environmental incidents at pre-negotiated rates. This helps minimize or mitigate losses associated with an incident.

Call 1-877-PIER NOW (743-7669) or access our PIER mobile website.

Learn more about PIER

Claims Expertise

Our environmental claims operation, with 60+ in-house claims specialists, is the largest in the industry. The depth and breadth of our operation means we can devote expertise to environmental claims of all types.

Report your claim by sending a fax to 866-260-0104, emailing SeverityFNOL@aig.com, or log onto our PIER mobile website at https://www.aig.com/pier, open the Claims accordion and follow the instructions.

Dedicated and Efficient Small Business Servicing

AIG’s dedicated Small Business Environmental Unit provides rapid and efficient account expertise and servicing, with responses within 48-hours in most cases, for contractor clients with annual revenue under $20 million.  

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

Downloadable Materials

Download PDF [151.4 kb]

Filename
aig-environmental-liability-highlight-sheet.pdf
Size
151 KB
Format
application/pdf
Environmental Highlight Sheet

Download PDF [187.8 kb]

Filename
aig-contractors-pollution-liability.pdf
Size
163 KB
Format
application/pdf
Contractors Pollution Liability (CPL)

Download PDF [112.7 kb]

Filename
environmental-and-general-liability-exposures-program-highlight-sheet.pdf
Size
108 KB
Format
application/pdf
Environmental & General Liability Exposures (EAGLE) Program

Download PDF [58.3 kb]

Filename
cyber-eagle-hs.pdf
Size
58 KB
Format
application/pdf
Cyber Liability Coverage for EAGLE

What is Environmental Insurance?

Environmental insurance covers your business in the event of a pollution accident that causes bodily injury, property damage, or clean-up costs for third parties. Oftentimes, other types of liability insurance will not include this type of coverage, so it’s a good idea to consider environmental insurance if your business may be involved in any hazardous waste emissions or exposure. This can happen during manufacturing, excavation, and construction. Agribusinesses and oil companies may also be at a unique risk.

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.

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