Corporate Accounts Primary Casualty

Why choose AIG Corporate Accounts Primary Casualty?

AIG’s seasoned professionals provide flexible general casualty, workers’ compensation and auto liability insurance solutions for businesses of varying sizes in multiple industries.

  • Coverage available with guaranteed cost, deductible, and self-insured retention ($250K and below) program structures for clients with annual revenue <$750M.
  • Customized, multi-state programs can combine State Act Workers’ Compensation with coverage under the USL&H Compensation Act.
  • Seamless integration with AIG Risk Management (AIGRM), WorldRisk®, Environmental, Excess Casualty, Property, and Financial Lines for both middle market and complex risks.
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The AIG Advantage

Middle Market Solutions

Middle market focus with broad industry appetite helps anticipate clients’ needs and provide customized solutions.

Industry-Focused Loss Control

AIG’s in-house risk consulting can provide clients with industry expertise, tools, training, and services to help reduce risks.

Claims Intelligence

Claims services and technology help reduce the cost of claims and help enable business continuity.

  • Delivers middle market expertise and insights to clients via strategically positioned, specialized underwriting teams in 14 U.S. offices
  • Provides a broad industry appetite with specific expertise in the transportation, and energy, domestically and globally
  • Enables flexible programs including retentions, and seamless integration with AIGRM, WorldRisk®, Environmental, Excess Casualty, Property, and Financial Line

  • Provides expert, in-house risk engineers and consultants to guide and develop effective industry-specific safety and risk management solutions
  • Offers web-based, e-learning platforms containing workplace safety, accident investigation, and various risk management topics to help meet training needs
  • Assists with 24/7 emergency response, crisis management, and cost control via PIER (Pollution Incident and Environmental Response®)

  • Utilizes proven settlement strategies and network of panel attorneys to help maximize settlement values and mitigate adverse developments
  • Reduces cost of employee injury claims and time off work via Nurse Triage and Outcome-Based Network Programs
  • Offers clients global claims handling, and access to IntelliRisk® for detailed claim information and automated reporting, enabling in-depth analysis to manage risk more effectively

Real-World Problem Solving

Benefit from our proven experience in working with customers and their brokers and agents to deliver successful outcomes.

Challenge

A privately-owned refuse collecting and recycling company had its casualty insurance program with two regional carriers, and sought a more efficient structure.

Solution

With its industry expertise, AIG understood the client’s exposures and coverage needs, providing the client with a wide variety of program structures, including various deductibles.

AIG Benefit

The client selected a tailored program structure that met its coverage needs with the added advantage of loss control and employee safety programs to help manage loss costs and employee downtime.

Challenge

An electronic parts distributor needed to reduce manual material handling injuries in their distribution centers. Safety practices and training were inconsistent at their warehouses across continents.

Solution

AIG’s casualty risk control consultants created a standardized safety program and conducted safety training at multiple key facilities. Management was also trained to consistently reinforce risk and safety training.

AIG Benefit

Within nine months of implementation of AIG’s risk control recommendations, the severity and frequency of work-related material handling injuries was reduced more than 20%.

Challenge

A manufacturer sought improved access to its real-time claims data for its automobile liability, general liability, and workers’ compensation policies.

Solution

AIG’s claims expertise and services, including IntelliRisk®, addressed the client’s needs for improved access to claims data and the client moved its casualty program to AIG.

AIG Benefit

IntelliRisk® and its detailed, real-time claim information and automated reporting, provide the ability for in-depth analysis to manage risk more effectively.

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

Downloadable Materials

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aig-primary-casualty-for-corporate-accounts-highlight-sheet.pdf
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Corporate Accounts Primary Casualty Highlight Sheet

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new-holistic-approach-for-middle-market-highlight-sheet.pdf
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82 KB
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Middle Market Value-Add Casualty Highlight Sheet

Filename
new-holistic-casualty-approach-for-middle-market-highlight-sheet.pdf
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91 KB
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application/pdf
Middle Market Value-Add Overview Highlight Sheet

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.