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Why choose AIG Ocean Cargo?

If you’re moving goods across land, sea, or international borders—whether you’re the manufacturer, transporter, or commodity trader—AIG can help you protect your investment.

Target Classes: importers, exporters, manufacturers, wholesalers, and distributors who have international transit exposures; general cargo – containerized goods; bulk & break bulk cargo – liquids and dry; project cargo.

Specialties include multinational controlled master programs, captive fronting, stock throughput and logistics package policies (Freight Pak) including shipper’s interest and various freight service liability coverages.


  • Transit = $50M
  • Storage/Warehouse = $50M (Natcat = $10M per occurrence and in the annual aggregate)

Consultation regarding selection of transport route, means of conveyance, packaging, security requirements, etc., for special transport risks.

The AIG Advantage

  • Creates customized, sustainable ocean cargo solutions utilizing industry leading expertise, claims data, risk engineering and trend insights
  • Provides flexible coverages from basic shipments to complex, global risks across a wide range of industries including manufacturing, healthcare, technology, mining and energy 

  • Dedicates a team of ocean cargo underwriters around the world who have the experience and knowledge to provide differentiated client solutions 

  • Enables a consistent, seamless experience supported by locally admitted coverage for clients in approximately 70 countries  and jurisdictions

  • Supports clients with captive management services, captive feasibility studies, operational reviews, and accounting and in-domicile regulatory filings 

  • Offers clients many of the benefits of standalone captives, without the full operating costs of standalone captives, through “rent-a-captive” facilities in Vermont and Bermuda

  • Provides Marine Loss Control Engineering (MLCE) and Claims resources to help clients understand their risks

  • Upon coverage confirmation, AIG’s Marine Claims Promise provides funds up to 50% of client’s share of an agreed loss estimate within 7 days for property damage/repairs, sue and labor, and debris removal 

  • Delivers a global, end-to-end solution for clients’ claims intake, adjudication and management to help ensure a seamless claims process 

Real-World Problem Solving

Benefit from our proven experience in working with customers and their brokers and agents to deliver successful outcomes.


A global manufacturing client expanded operations through an acquisition that changed its risk profile and insurance requirements.


AIG developed a tailored integrated solution that addressed the client’s enhanced risks supported by Ocean Cargo, Excess Casualty and Cyber.

AIG Benefit

The company was able to integrate the new entity into their existing insurance program, further enhanced by the expanded coverage necessary.


A long-time, multinational client was experiencing increased loss activity and needed a solution to restructure their global marine cargo program.


AIG Ocean Cargo, with the support of Multinational, developed a customized solution building on the client’s current program and pre-existing captive facility.

AIG Benefit

The client received sustainable, long-term solutions designed to specifically address their global marine cargo risk.


A client wanted to benchmark their marine cargo supply chain risk and procedures to help ensure the safety of their products in transit.


AIG Marine Loss Control Engineering (MLCE) conducted a route survey for accumulation, seasonality, and packaging standards. It also completed an on-site port assessment for stowage, securing practices and vessel suitability.

AIG Benefit

MLCE collaborated with the client to create and implement a prescriptive risk management program for their marine cargo risks.

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

Downloadable Materials

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Ocean Cargo Highlight Sheet

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.