Private & Non-Profit Management Liability

Why choose AIG for Private & Non-Profit Management Liability Insurance?

Bespoke management liability insurance solutions address the risks facing directors and officers of U.S.- based private and non-profit organizations. 

Available coverages include D&O Liability including Side-A Liability, Employment Practices Liability, Fiduciary Liability, Crime and Fidelity, and Kidnap, Ransom & Extortion.

  • Broad appetite for financially stable companies that value a long-term carrier partnership with sustainable capacity and an integrated claims model.
  • Bermuda-based placements for all Financial Lines products available on an excess coverage basis. 

The AIG Advantage

AIG provides direct access to some of the nation’s most experienced attorneys for valuable strategic assistance in litigating with even the most formidable attorneys. Our seasoned team of 200 claims professionals handles over 25,000 claims annually, facilitating prompt case resolution and the best possible claim outcomes.

Market Leadership

With 40+ years of experience, AIG is a leader in insuring management liability risks and protecting the directors and officers of public and private companies, non-profit organizations, and financial institutions.

Specialized Underwriting with a Broad Appetite

We engage our financial strength, specialized underwriting, and integrated claims model to customize solutions for distinct industry, company size, and endorsement needs.

Exceptional Claims Support

Our underwriters provide best-in-class service for a smooth, collaborative claims process. This enables timely decisions when response time matters most.

  • Draws on 40+ years of industry knowledge, resources, and data to offer innovative management liability solutions 
  • Engages AIG’s financial strength, specialized underwriting, and integrated claims model to tailor solutions to clients’ industry, company size, and endorsement needs 
  • Provides holistic multinational capabilities with rapid turnaround in approximately 70 countries and jurisdictions to help protect clients wherever they operate

  • Provides bespoke, client-specific, sustainable coverage solutions via AIG’s  vast industry experience 
  • Enables AIG to write customized policies for clients of any size across multiple industry sectors with a renewed focus for smaller private companies 
  • A team of underwriters who focus on providing best-in-class service to brokers and client

  • Utilizes an integrated claims model combining underwriting and claims expertise to provide clients with exceptional service and a smooth, collaborative claims process 
  • Leverages claims expertise and a national network of panel firms to help clients achieve best possible outcomes in the most efficient manner 
  • Enables AIG’s claims professionals to make decisions in a timely manner when response time matters most

Advantages in Action

Challenge

A global non-profit organization sought broad management liability coverage from a carrier with multinational capabilities.

Solution

With deep industry expertise and one of the largest global networks, AIG was able to quickly quote coverage based on the client’s unique exposures and coverage needs, including overseas risks.

AIG Benefit

The new client enhanced its risk protection with appropriate coverage and broad global risk management capabilities.

Challenge

When a fitness industry company was declined coverage by its incumbent carrier, their broker requested a proposal from AIG.

Solution

Despite a difficult insurance purchasing environment for fitness companies, AIG was able to differentiate the client’s risk profile to tailor a sustainable, specific coverage solution.

AIG Benefit

With new coverages in place, the client was ready to resume business as soon as feasible, and AIG and the broker partner enhanced their relationship.

Challenge

An early investor in a start-up company filed suit against its former CEO for fraud and breach of fiduciary duty due to alleged gross mismanagement. Based on the allegations, the company refused to indemnify its former CEO.

Solution

The company’s primary D&O policy would not cover the claim, as the plaintiff was a board member and qualified as an insured under the policy, triggering the Insured vs. Insured exclusion. AIG covered the claim under the client’s Side-A policy based on the form’s DIC feature.

AIG Benefit

The company’s primary D&O policy would not cover the claim, as the plaintiff was a board member and qualified as an insured under the policy, triggering the Insured vs. Insured exclusion. AIG covered the claim under the client’s Side-A policy based on the form’s DIC feature.

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

Downloadable Materials

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aig-private-and-non-profit-directors-and-officers-liability-highlight-sheet.pdf
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165 KB
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application/pdf
Private and Non-Profit Directors and Officers Liability Highlight Sheet

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new-holistic-approach-for-middle-market-highlight-sheet.pdf
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82 KB
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application/pdf
Corporate Accounts Value-Add Overview Highlight Sheet

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side-a-overview.pdf
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117 KB
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application/pdf
Side-A Select Overview

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side-a-match-edge.pdf
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64 KB
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application/pdf
Side-A Match Edge (SAME) Endorsement

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financial-lines-side-a-claims-scenarios.pdf
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202 KB
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Side-A DIC Insurance Claims Scenarios

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.