Lexington Casualty provides flexible E&S insurance solutions for small, midmarket and large commercial enterprises. For over 50 years, Lexington Casualty has been a leader in the E&S market, providing a broad appetite to casualty risk, underwriting expertise, deep industry knowledge, specialized risk management and loss control benefits, and dedicated claims handling services.
The benefits of our exceptional underwriting flexibility, combined with the experience of our dedicated claims professionals, enable Lexington to serve the casualty needs of a wide variety of industry groups and risk classes. We provide both the financial strength and the commitment to manage today’s casualty risks.
More than 40 Underwriters on the Lexington Casualty Team
Lexington Casualty’s expertise and creativity delivers industry-leading solutions to solve complex insurance challenges.
Focused on the Wholesale Broker Market
Lexington Casualty is committed to delivering solutions to wholesale brokers.
Experienced, In-house Claims Team
Lexington Casualty’s claims experience and partnerships resolve complex claims.
Deploys more than 40 underwriters on the Lexington Casualty team to provide solutions for businesses and commercial enterprises of various sizes.
Empowers underwriters to respond quickly to wholesale market needs.
Continues to invest in E&S casualty expertise nationwide.
Utilizes Lexington Casualty’s industry-leading talent, underwriting resources, product suite and data to provide creative solutions for a wide range of industries.
Has the ability to deploy capacity through primary, lead, mid and high excess liability placements.
Provides a broad spectrum of casualty products to address the unique needs of midmarket and large complex businesses and commercial enterprises.
Supports policyholders with experienced in-house Casualty claims professionals who help ensure a supportive claims experience.
Provides access to defense counsel from premier law firms to support specific needs.
Integrates claims expertise and data in the Lexington Casualty underwriting process to help develop customized solutions.
Real-World Problem Solving
Benefit from our proven experience in working with customers and their brokers and agents to deliver successful outcomes.
Challenge
In a rapidly changing marketplace, a habitational real estate client’s lead umbrella was non-renewed by its standard market carrier with limited time to replace coverage.
Solution
Lexington Casualty quickly delivered to its wholesale broker a lead umbrella solution utilizing the Lexington Casualty wholesale underwriting platform and expertise in this challenging class.
Benefit
The lead umbrella solution served as the foundation for the policyholder’s newly designed excess tower.
Challenge
A public entity client with complex risks was non-renewed by their incumbent program due to a change in appetite.
Solution
Lexington Casualty’s dedicated team quickly created a robust program to satisfy a critical layer in the renewal placement. The customized solution included the specialized public entity coverages necessary while also providing flexible retentions, attachment points and limits.
Benefit
In a challenging market, the broker was able to structure a program for its client that met the client’s risk management needs and avoid having to self-insure.
Challenge
A claim was brought and litigation filed against an insured product manufacturer alleging that the insured’s product was defective and exacerbated harm that resulted in death.
Solution
Our claims experts successfully resolved the claim for a fraction of the demand before it was put before a jury by laying out expert evidence on claimant’s role in the accident as well as identifying procedural deficiencies in the case that would be the basis for a winning appeal.
Benefit
The claim was resolved at a fair value and a tiny fraction of the assessed exposure.
Brokers: Meet Your AIG Team
View contact information for AIG’s national product and distribution teams.
The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.
