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Aviation Insurance

With the goal of minimizing risk and maximizing safety, our aviation professionals work with each client to customize coverage options.

Why choose AIG for Aviation Insurance?

For over 70 years, AIG has provided aviation insurance solutions for nearly every type of industry that uses aircraft—from agriculture to airports. We equip businesses with customized options that help minimize risk and maximize safety. If a loss does occur, our dedicated team of aviation adjusters and attorneys are located throughout the world, ready to respond whenever and wherever they’re needed. Wherever you travel, we respond to your needs quickly.

AIG Aviation has the products and network to support your existing operations, your plans for expansion, and unexpected challenges along the way.

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The AIG Advantage

We use deep industry expertise to deliver creative, flexible solutions for the most complex coverage needs within the aviation industry. For seamless integration of domestic and multinational solutions, we’re located in major hubs throughout the U.S. and around the world.

Customized Solutions

AIG coordinates a dedicated team of 80+ underwriters located in key hubs across the U.S. to deliver a full suite of aviation products to clients—from small aircraft operators to major airline manufacturers.

Claims Expertise

We know you want to get back to business as soon as possible after an event, so we provide access to dedicated claims professionals and expert attorneys and a global, 24/7 hotline.

Global Capabilities

With one of the largest networks in the industry, spanning 215+ countries and jurisdictions, we deliver aviation solutions around the globe in support of master control programs and locally compliant coverages. 

Expedient Recovery

Once coverage, ownership and financial interest in an aircraft is confirmed, the AIG Claims Promise works to provide immediate working funds of 50% of AIG’s share of the agreed amounts within 7 days.

Hands-on Support

Our 24/7 hotline connects clients to a dedicated team that’s ready to respond whenever and wherever you need. If a loss occurs, our claims professionals guide you through each step with personal and proactive support.

  • Addresses aviation clients’ complex coverage needs through deep industry experience and the ability to deliver creative, flexible solutions 
  • Coordinates dedicated team of 80+ underwriters located in key hubs across the U.S. to deliver a full suite of aviation products to clients, from small aircraft operators to major airline manufacturers
  • Deploys capacity on primary, excess, and quota share basis

  • Once coverage, ownership and financial interest in the aircraft is confirmed, the AIG Claims Promise works to provide immediate working funds of 50% of AIG’s share of the agreed amounts within 7 days
  • Embeds claims professionals in client relationships to help guide clients through each step should a loss occur
  • Provides clients global, 24/7 hotline access to dedicated claims professionals and expert attorneys

  • Supports clients with one of the largest global networks in the industry, spanning approximately 70 countries and jurisdictions
  • Delivers aviation solutions around the globe in support of master control programs as well as locally compliant policies 
  • Seamlessly integrates with complementary AIG domestic and multinational insurance solutions

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Advantages in Action

Challenge

A fixed based operator sought competition for its alternative risk purchasing program, without sacrificing key coverages or incurring increased premiums.

Solution

AIG Aviation provided a customized policy matching existing coverages with retention options to further increase savings based on the client’s claims profile.

AIG Benefit

The client maintained existing coverage while reducing the total cost of risk provided by our unique program structure.

Challenge

A client was traveling from the U.S. to Central America when their plane lost power and crashed. The U.S. passenger was detained by Guatemalan authorities.

Solution

After accessing our 24/7 hotline, AIG Aviation claims adjuster promptly responded to the Guatemalan authorities’ request for required information.

AIG Benefit

AIG Aviation's rapid response enabled the release of the client and their plane, avoiding legal action in Guatemala.

Challenge

A multinational manufacturer was expanding operations in Latin America and Asia Pacific that required locally compliant policies that its incumbent carrier couldn’t offer. 

Solution

AIG Aviation delivered a multinational program, anchored by a U.S. master policy, and supported by locally placed in-country policies.

AIG Benefit

AIG Aviation’s global capabilities enabled the manufacturer to expand its business into new regions.

AIG Aviation Solutions

Our policies cover a wide range of aviation professionals—manufacturers, airports, service providers, and small aircraft operators among them. We offer specialized underwriting, a 24/7 Aviation Claims Hotline and our signature AIG Claims Promise. Other product features include:

  • Up to 15% of $2.5B limit of liability available on airline risks in a leading or following position
  • General Aviation hull and liability coverage up to $100M in agreed hull value and $650M in liability limits for owners, operators, and aircraft management companies, including owned/non-owned light aircraft and UAV’s
  • Aviation liability coverage for aviation product manufacturers, airports, and airport service providers

A full range of aviation product liability insurance solutions for manufacturers, distributors, maintenance, repair, and overhaul operations

Aviation hull and liability coverage for various classes of airlines, from small scheduled charter to international wide body operators; offering significant limits of liability and insurance capacity to help protect airlines' assets

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Products and services tailored to cover the potential liabilities arising from the operation of an airport, private strip, or heliport, whether owned or operated, as well as the risk from ground handlers and service providers

Cost-efficient, flexible protection, and superior hull and liability coverage for owners, operators, and aircraft management companies

Detailed descriptions and photographs of salvaged aircraft that are for sale. Interested parties can submit bids via our website.

Aviation Salvage List

Providing owners and operators innovative, comprehensive aerospace insurance for the emerging sector of drones.

 Unmanned Aircraft Insurance Brochure (PDF)

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Aviation Claims Advantage

A dedicated team of aviation adjusters and attorneys located throughout the world stand ready to respond whenever and wherever needed.

Experiencing a loss can be a devastating experience. However big or small, our priority is to resolve your claim as quickly as possible, while providing you with the personal and proactive support you need to get you or your business back on your feet.

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Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

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What is Aviation Insurance?

Aviation liability coverage provides comprehensive policies across the aviation industry that cover most types of physical damage and liability for aviation risks. Policies may cover all types of aviation-related professionals, companies, and equipment—manufacturers, baggage handlers, airports, airport service providers and unmanned aircraft. With a focus on minimizing risk and maximizing safety, this type of insurance has grown increasingly important as the aviation industry continues to evolve.

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.

  • Careers

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  • Unmanned Aircraft Systems Insurance

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  • How AIG Chairman & CEO Peter Zaffino and AIG Global Ambassador Georgia Hall prepare to lead

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