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Why choose AIG Global Energy Middle Market (GEMM)?

AIG GEMM delivers coordinated casualty, auto liability and workers’ compensation insurance programs and risk engineering services tailored to help protect middle market energy and energy-related companies against complex and specific industry risks.

AIG’s GEMM deploys teams of specialized underwriters, risk control engineers, and claims professionals to help energy and energy-related companies mitigate risk and reduce losses.

The AIG Advantage

  • Employs local teams of highly experienced underwriters who specialize in energy industry, multi-state risks 

  • Leverages in-house, energy-specific loss control expertise to understand clients’ unique industry risks and create customized solutions

  • Provides a broad industry appetite for energy-related upstream and mid-stream businesses—including renewables and manufacturing

  • Deploys experienced, energy industry-trained risk consultants and engineers to client sites to proactively guide and develop effective safety and risk management solutions

  • Helps clients improve their Experience Modification Factor (safety score) through enhancements to worker safety

  • Offers e-learning platforms containing workplace safety, accident investigation, and energy risk management content to help meet training needs

  • Responds quickly with industry claims experts, and provides access to IntelliRisk® for claim data analysis and automated reporting

  • Employs proven settlement strategies and a network of panel attorneys to help clients maximize settlement values and mitigate adverse developments

  • Helps reduce clients’ cost of employee injury claims and down time via Nurse Triage and Outcome-Based Network Programs

Real-World Problem Solving

Benefit from our proven experience in working with customers and their brokers and agents to deliver successful outcomes.


An energy inspection company was given short notice  of being non-renewed due to a change in operations.


GEMM’s underwriters held a risk control call with the client allowing us to quickly provide a customized solution based on our in-depth expertise in the industry.

AIG Benefit

The client was able to maintain uninterrupted coverage supported by AIG’s strength and stability in this specialized industry.


An energy contractor needed to reduce manual material handling injuries in its distribution centers. Safety practices and training were inconsistent across locations.


AIG’s risk consultants created a standardized safety program and conducted safety training at multiple facilities, including management training to support a consistent safety-focused culture for the client.

AIG Benefit

Within months of implementation of AIG’s risk consulting recommendations, the severity and frequency of work-related material handling injuries were reduced more than 20%.


An energy exploration company sought improved access to its real-time claims data for its auto liability and workers’ compensation policies.


After engaging AIG, the client was able to directly access their claims data via IntelliRisk®.

AIG Benefit

The client had access to claim information and automated reporting, allowing them to conduct in-depth analysis and manage risk more effectively.

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

Downloadable Materials

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GEMM Highlight Sheet

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.